Very few insurances cover fertility. The only ones that I know of that will are through major internet companies like Facebook which offer 100% coverage.
As health care insurance premiums increase, the covered items are decreasing, go figure! My health care plan covered fertility treatments/specialists for many years, and it was discontinued where they no longer cover this service or treatments. Insurance is finicky, because it changes every year, depending on whether the company uses the same insurance company, because some companies "bid out" to insurance providers every year. And even if it is not the same insurance company, as you probably have noticed with your health insurance…..they do make changes on covered items every year it seems. So technically you could choose to work for a company that says the cover it now, but in two years when you are looking to start a family, it technically may not cover it then. I think more insurance companies are removing this coverage to save costs. Many of your larger employment entities do have insurance and benefit information available on their websites….it just most likely won’t cover "premium" costs.
January 12th, 2012 at 6:05 pm
Very few insurances cover fertility. The only ones that I know of that will are through major internet companies like Facebook which offer 100% coverage.
January 12th, 2012 at 6:05 pm
As health care insurance premiums increase, the covered items are decreasing, go figure! My health care plan covered fertility treatments/specialists for many years, and it was discontinued where they no longer cover this service or treatments. Insurance is finicky, because it changes every year, depending on whether the company uses the same insurance company, because some companies "bid out" to insurance providers every year. And even if it is not the same insurance company, as you probably have noticed with your health insurance…..they do make changes on covered items every year it seems. So technically you could choose to work for a company that says the cover it now, but in two years when you are looking to start a family, it technically may not cover it then. I think more insurance companies are removing this coverage to save costs. Many of your larger employment entities do have insurance and benefit information available on their websites….it just most likely won’t cover "premium" costs.
Good information on this website http://www.fertilitylifelines.com/payingfortreatment/insurancecoverage.jsp