Our insurance in Maine doesn’t cover ANYTHING for fertility issues.
However, my suggestion (if you don’t have coverage) is to make sure they code everything they bill with something other than infertility.
In my case, my ovaries weren’t working so everything (the initial tests, blood work, even my HSG and Laparoscopy) was coded under ovarian disfunction or something else, to avoid us having to pay.
Of course the meds had to be out of pocket once we started treatments.
If you can’t get pregnant, something COULD very well be going ‘wrong’ with your body and that is a real medical reason to see a dr and figure out what is wrong.
Good luck
Our insurance did not cover infertility, so I can’t help with that. But our initial consultation was around $100 and included A LOT of testing, husbands SA, ultrasounds,blood work (they took 13 viles of blood from me) etc. Be prepared for multiple visits and a lot of paperwork/questions. Hope this helps. Good Luck!
***There’s also a great book called "Taking charge of your fertility" by Toni Weschler- it was my Bible!
March 6th, 2010 at 4:16 am
You can easily check your minimal health care rates in internet, for example here - health-quotes.talk4fun.net
March 6th, 2010 at 4:16 am
From my understanding this isn’t covered under insurance because its considered to be an "elective procedure"
As for out of pocket costs - you need to call one up and ask their billing dept.
It all depends on what tests they run on you - could run you a couple of thousand
March 6th, 2010 at 4:16 am
Our insurance in Maine doesn’t cover ANYTHING for fertility issues.
However, my suggestion (if you don’t have coverage) is to make sure they code everything they bill with something other than infertility.
In my case, my ovaries weren’t working so everything (the initial tests, blood work, even my HSG and Laparoscopy) was coded under ovarian disfunction or something else, to avoid us having to pay.
Of course the meds had to be out of pocket once we started treatments.
If you can’t get pregnant, something COULD very well be going ‘wrong’ with your body and that is a real medical reason to see a dr and figure out what is wrong.
Good luck
March 6th, 2010 at 4:16 am
Our insurance did not cover infertility, so I can’t help with that. But our initial consultation was around $100 and included A LOT of testing, husbands SA, ultrasounds,blood work (they took 13 viles of blood from me) etc. Be prepared for multiple visits and a lot of paperwork/questions. Hope this helps. Good Luck!
***There’s also a great book called "Taking charge of your fertility" by Toni Weschler- it was my Bible!